PostBank Warehouse Receipt Financing


WHRF is a form of secured lending in which the bank advances funds against stock of goods held in a registered and authorized Warehouse.


  • Facilitates short term financing for business needs.
  • Flexible payment terms
  • Competitive pricing


  • Hold a Post Bank account.
  • Provide financial statements.
  • Provide a warehouse receipt from an authorized collateral manager.
  • Provide off taker and collateral manager agreements.
  • Where the borrower is a registered entity, shall provide all documentation related to its legal ownership, management, and authority to borrow.
  • Site visits to both business and collateral.
  • Business area of operation should be within a radius of 50 Kms.
  • New customers must provide bank statements from their previous bankers.


  • Maximum: Up to Ugx. 1 billion
  • Loan tenure: Up to 12 months
  • Financing of up to 70% of the stock value

Key Facts

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