PostBank Personal Transactional Account


This a set of individual accounts suitable for personal banking and execution of routine transactions. Applicable Scheme codes.



  • Free SMS alerts

  • Competitive interest of up to 0.5% for >10m deposits.

  • Free monthly e-statements • In-house cheque book available on request

  • 24-hour salary processing

  • Access to loan facilities

  • Affordable funds transfer locally and globally.

  • Bank draft

  • 24-hour banking on our Post Mobile and Post Online platforms and access to all PBU branches countrywide Charges and Opening Balance.

  • Account Management fee-3,000/=

  • Over the Counter-3,000/=

  • Below minimum Balance Penalty-Nil

  • Opening Balance-8,000/=


A valid national identification Number (NIN) as issued by the National Identification Registration Authority (Uganda).


  • A copy of the document (whether National ID or any record issued by NIRA-U) possessing the NIN must be maintained by the Bank as part of the customer’s account KYC records.

  • Where the person is a student, for purposes of qualifying for a student account, one must accompany the NIN with any of; a valid copy of his/her institutional ID or an introduction letter from the school/institution or a copy of his/her admission letter.

  • For each person, obtain a copy of his/her most recent colored passport size photograph. This may be delivered by the client or taken using Bank cameras.

  • For any Ugandan who intends to use his/her account while in the diaspora, he/she MUST sign an email/telephone indemnity form with the Bank.

In the event that a customer is blind.

  1. He/she must personally introduce a next of kin to the Bank for the case of personal accounts.

  2. A copy of the original and valid identification documents of the next of kin as prescribed in above – Natural Persons, shall be obtained.

  3. Introduction of the next of kin as an agent on the account shall be done following the appropriate procedure.

  • Completed account opening form.


  • Opening Balance-Ugx. 8,000
  • Account Management fee-Ugx.3,000 monthly
  • Over the Counter Withdraw fees Ugx.3,000 per transaction
  • No below minimum balance fees.

Key Facts

Branch, ATM, and Agent Locator