PostBank Home & Land Loan


Designed to enable customers interested in purchase of land or a house holding verifiable sources of income regardless of whether it is business or employment or both and having sufficient collateral.


  • Flexible repayment terms of up to 10 years.
  • Facilitates acquisition of land and landed properties
  • Competitive interest rates
  • Accessible from any of our countrywide branch network.
  • Fast Turn Around Time
  • Flexible collateral requirement


  • Must be a PBU customer.
  • Applicant must possess a steady, verifiable regular source of income for servicing loan. (Business/Salary or both)
  • Bank statement from other banks evidencing income regularity (6 months).
  • Sufficient collateral for the loan.
  • Copy of the title.
  • Valuation report.
  • Completed loan application form.
  • For land acquisition, statutory declaration of marital status where applicable.
  • Guarantors are required.
  • Bill of quantities/Invoice for construction purposes.


  • Loan Tenure: 5 – 10 Years
  • 20% or more client contribution on the Home and Land Loan

Key Facts

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