Financing advanced to borrowers to enable them to acquire assets for purposes of: –

  1. Income generation.
  2. Growth facilitation.
  3. Spreading costs.
  4. Property acquisition.
  5. Effective management of cash flows.
  6. Increasing productivity of an asset.
  1. Reduced upfront costs.
  2. Flexible repayment terms.
  3. Revenue Generation
  4. Build collateral for future financing.
  5. Improve the value of their assets
  1. Loan tenure up to 60 months.
  2. Application Fees-50,000/-
  3. Arrangement Fees-2%
  4. Monitoring Fees-1%
  5. Borrower Contribution -Up to 20% - 30% based on asset type being purchased.
  6. Interest rate as per prevailing pricing grid
  1. Applicant must have a PBU bank account
  2. Completed application form.
  • Credit Reference Bureau (CRB) card
  1. Cash contribution deposited on the account.
  2. Verifiable source of income and demonstrated capacity to service loan.
  3. Valuation report by banks approved valuers.